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Built on a commitment from South Dakotans to South Dakotans to be there when you need us.  De Smet Farm Mutual is your trusted source of Automobile, Homeowners, and Farm & Ranch Insurance.


Ask your local agent for a quote, and start building your tomorrow. We understand where you live and work matters.

This website provides links to third party websites of independent agencies. The independent agent websites are not controlled by De Smet Farm Mutual Insurance Company. The links are provided for convenience only and are not an endorsement by De Smet Farm Mutual Insurance Company of the content of the linked website. De Smet Farm Mutual Insurance Company is not responsible for the content of independent agent websites.

ATTENTION: De Smet Farm Mutual remains open for business as we continue to serve our members. However, in an effort to combat COVID-19, we are not allowing non-office personnel into our building at this time. If you need to make a payment, please do so online, by mail or through your agent. Be smart, stay strong and stay safe.